Read Steve Bee's pension newsfeed; subscribe to it even. You know you want to. Go on, go on! http://www.pensionsguru.info/rss/beemail.xml Fri, 5 Apr 2013 16:30:28 +0100 info@pensionsguru.info Fri, 5 Apr 2013 16:29:54 +0100 FeedForAll v2.0 (2.0.3.1) http://www.feedforall.com We’re seven years on from A-Day tomorrow... http://www.pensionsguru.info/beemail/5apr13.html AC133352-1A18-492A-8BF0-11ABC910E449 Fri, 5 Apr 2013 16:29:54 +0100 Should pensions have an 'on/off' switch fitted? http://www.pensionsguru.info/beemail/4apr13.html DD06556C-F212-413C-B400-51420C7EFD24 Thu, 4 Apr 2013 10:38:16 +0100 Do we need to change the way we talk about pensions? http://www.pensionsguru.info/beemail/03apr13.html E8B94FD5-5CF1-483C-85F0-A18546C260E6 Wed, 3 Apr 2013 11:23:18 +0100 My house is my pension; or is it? http://www.pensionsguru.info/beemail/2apr13.html 8E979A07-E41D-4359-B8E5-0EE9B799D4E1 Tue, 2 Apr 2013 14:09:17 +0100 January made me shiver ... http://www.pensionsguru.info/beemail/13mar13.html C0B8D29D-307B-4CD2-A4E5-6967AA9F835E Wed, 13 Mar 2013 12:30:10 +0000 ISAs are not pensions. Here’s why... http://www.pensionsguru.info/beemail/8feb13.html B8EEAB9A-F5B7-4882-98B5-829899671B02 Fri, 8 Feb 2013 12:25:45 +0000 Are pensions deferred pay or deferred tax-take? http://www.pensionsguru.info/beemail/7feb13.html 4CC2DB00-1836-4631-BB54-78F8BDBB19CF Thu, 7 Feb 2013 10:12:37 +0000 There are plenty of issues whispering in the wind of change... http://www.pensionsguru.info/beemail/23jan13.html 72C1E031-607D-46B0-9A4E-9672378D367C Wed, 23 Jan 2013 10:57:03 +0000 We could be heroes .... http://www.pensionsguru.info/beemail/9jan13.html A8DC50FB-C715-4543-9FF3-264EA1F23440 Wed, 9 Jan 2013 12:14:06 +0000 Phasers on stun I think .... http://www.pensionsguru.info/beemail/19nov12.html 9A8A0F99-0546-44CF-A637-AA5E8E9181A1 Mon, 19 Nov 2012 15:34:42 +0000 Was that the thunder that I heard? http://www.pensionsguru.info/beemail/6nov12.html 40754171-4645-43F8-8C42-A7FB78E7077F Tue, 6 Nov 2012 13:59:38 +0000 Unleashing auto-enrolment has the power to swamp firms with an insurmountable number of queries... http://www.pensionsguru.info/beemail/5oct12.html 4CF4D9B3-2B8C-4C2D-B417-06C7940BFB1E Mon, 5 Nov 2012 13:26:44 +0000 Labour Shadow Pensions Minister Greg McClymont on J&rgonFree Radio.... http://www.pensionsguru.info/beemail/30oct12.html 98BF76DC-45EC-4860-A037-A8C8BAD353D7 Tue, 30 Oct 2012 14:52:18 +0000 Auto-enrolment is all about a big number of small employers, not a small number of big employers... http://www.pensionsguru.info/beemail/29oct12.html 2E1BCB88-3F88-4375-B69B-0ED514B0C347 Mon, 29 Oct 2012 15:21:57 +0000 The latest on pensions from the radio station that’s sweeping the nation... http://www.pensionsguru.info/beemail/23oct12.html 1C04C8F6-B29E-4B69-ABD7-7F200A5596E6 Tue, 23 Oct 2012 11:56:04 +0100 Is everything Hunky Dory on the auto-enrolment front? http://www.pensionsguru.info/beemail/22aug12.html BF27A61F-F936-4B88-B09C-241F58DEB3B8 Wed, 22 Aug 2012 11:26:30 +0100 I threw the i-Ching yesterday, it said there might be some thunder at the well... http://www.pensionsguru.info/beemail/17aug12.html D3882BB4-A012-419E-BF66-EBAF2BBCADE3 Fri, 17 Aug 2012 10:32:58 +0100 Going for gold with pensions investments... http://www.pensionsguru.info/beemail/2aug12.html 24E31287-0DA4-4627-BCD5-D896A6EF0573 Thu, 2 Aug 2012 14:01:15 +0100 Why thinking big all the time doesn't work... http://www.pensionsguru.info/beemail/26jul12.html FF3727F0-3E4B-4A3C-B064-895608FB55DD Thu, 26 Jul 2012 15:01:22 +0100 Apart from putting in place a pension scheme, what do employers need to do to comply with the pension reforms? And what's it got to do with Jane Withersteen? http://www.pensionsguru.info/beemail/29jun12.html 3934CB87-BF57-4D02-A7D1-5E6DC88AF002 Fri, 29 Jun 2012 14:24:18 +0100 It's about time pensions got some good press... http://www.pensionsguru.info/beemail/27jun12.html 568A34F4-1305-4E11-A123-A61F6A8D5C3C Wed, 27 Jun 2012 10:15:19 +0100 The pension reforms are years away; right? Wrong... http://www.pensionsguru.info/beemail/21jun12.html F9B30F55-4E42-4096-A3A8-09B8BBFBC09E Thu, 21 Jun 2012 10:36:59 +0100 Have employers got too much on their plate with auto-enrolment? http://www.pensionsguru.info/beemail/14jun12.html 71232126-349B-474A-A5A5-FAC247BC2555 Thu, 14 Jun 2012 13:07:45 +0100 A corner of the wide world of pensions you may not have heard about.... http://www.pensionsguru.info/beemail/8jun12.html B371F5E3-2D8B-47F8-8864-C12AD89103A2 Fri, 8 Jun 2012 12:01:26 +0100 What a surprise .... http://www.pensionsguru.info/beemail/7jun12.html 87E2CB4F-2CC8-4E16-9592-F9A00F80B6A6 Thu, 7 Jun 2012 15:41:30 +0100 The Bee-Mail I didn't think I'd ever write... http://www.pensionsguru.info/beemail/30may12.html E55ADE63-76A2-40D2-8272-F707CFFC70DB Wed, 30 May 2012 14:57:45 +0100 A brief pause before starting again... http://www.pensionsguru.info/beemail/25may12.html 08F1B453-77D6-4D26-94B0-BF0AE9690C6E Fri, 25 May 2012 12:43:51 +0100 Time is short, but maybe it's even shorter than we think... http://www.pensionsguru.info/23may12.html 1157FAE1-52C5-449C-AEC4-9388828F2104 Wed, 23 May 2012 12:44:54 +0100 PensionsGuru’s back on the seminar trail.... http://www.pensionsguru.info/22may12.html B9A727F9-2821-44D1-BFFC-6666C9675607 Tue, 22 May 2012 16:23:48 +0100 Pensions for everyone; now there’s a thought... http://www.pensionsguru.info/beemail/16may12.html F7E50899-0C77-48C4-A173-9D02F674EA7B Wed, 16 May 2012 16:14:45 +0100 Ministerial Statement on detail of revised auto-enrolment timetable. http://www.pensionsguru.info/beemail/26jan12.html 760B3030-2E36-45B0-8B15-4E580AB98847 Thu, 26 Jan 2012 14:53:55 +0000 Discussion with Bill Galvin, CEO of the Pensions Regulator. http://www.pensionsguru.info/beemail/25jan12.html 3A538FBD-4814-4AC2-982F-F4C515D10983 Wed, 25 Jan 2012 21:52:36 +0000 Time to speed up the pension reforms, not slow them down... http://www.pensionsguru.info/beemail/4jan12.html ADA492BF-B177-4678-92FC-258870AD02BB Wed, 4 Jan 2012 17:23:45 +0000 Turn on, tune in and chill out... http://www.pensionsguru.info/beemail/13dec11.html 6E6938EB-50D4-4C6C-9583-88B3C3C9E80D Wed, 14 Dec 2011 16:38:13 +0000 Everyone else these days seems to be having a gap-year, so why not pensions? http://www.pensionsguru.info/beemail/8dec11.html C678181C-9BF5-4D2B-889B-E65336BC3AC7 Thu, 8 Dec 2011 09:49:37 +0000 PensionsGuru needs you! http://www.pensionsguru.info/beemail/11nov11.html 0122465A-6EAA-43D1-9779-8815AC46ECA5 Fri, 11 Nov 2011 14:40:29 +0000 This could be your lucky day... http://www.pensionsguru.info/beemail/3nov11.html 0531F392-B0C7-4888-9E5F-2F23DDC9A606 Thu, 3 Nov 2011 13:54:02 +0000 It's the words that we use that get us all confused.... http://www.pensionsguru.info/beemail/24oct11.html 53683B40-385F-4FCD-B311-1DD1F9FD4C46 Mon, 24 Oct 2011 11:41:26 +0100 It will make no difference to employers whether the pension reforms succeed or not.... http://www.pensionsguru.info/beemail/20oct11.html CF4970EE-79C6-449A-AC90-413CA4BD859C Thu, 20 Oct 2011 11:02:34 +0100 At last; the next Bee-Mail... http://www.pensionsguru.info/beemail/17oct11.html 01DDB6C4-878F-44D4-97DD-D97B5C936129 Mon, 17 Oct 2011 14:08:34 +0100 Yesterday’s problem; today’s answer... http://www.pensionsguru.info/beemail/7oct11.html E7059BF8-ACCF-4E6B-AA00-F61EB96F1E0B Fri, 7 Oct 2011 16:53:52 +0100 Two schemes or not two schemes, that is the question ... http://www.pensionsguru.info/beemail/6oct11.html 024769F4-A9C2-463B-AB1E-F91305A232BB Thu, 6 Oct 2011 10:19:14 +0100 Will employers have one workplace pension scheme in future or two? http://www.pensionsguru.info/beemail/5oct11.html D3A73AAA-D081-4FBA-AEF3-1316C39ED58E Wed, 5 Oct 2011 11:42:01 +0100 Update on previous BeeMail ... http://www.pensionsguru.info/beemail/4oct11.html B63349FE-C114-42E1-9A16-05B88E66AEB6 Tue, 4 Oct 2011 12:06:12 +0100 The new pension reforms without the jargon... http://www.pensionsguru.info/beemail/30sep11.html 9684724D-B7CA-4DBA-8566-30CC9C39BFF0 Fri, 30 Sep 2011 16:17:22 +0100 Methinks not .... http://www.pensionsguru.info/cartoons/15Sep11.html F208E767-261B-4196-B534-E7DFB064B32E Fri, 23 Sep 2011 12:30:55 +0100 Still confused? http://www.pensionsguru.info/cartoons/31Aug11.html D5873FED-A3EF-4078-8B2A-728FFFB5FADD Wed, 14 Sep 2011 17:05:08 +0100 Confused? http://www.pensionsguru.info/beemail/25aug11.html 6642C9BF-F401-4A53-8319-C6EFAF5CFA3A Thu, 1 Sep 2011 11:58:21 +0100 What if the new pension reforms fail? http://www.pensionsguru.info/beemail/4aug11.html 8A509F25-5DC5-4BF6-9470-BB62D6024FC2 Thu, 4 Aug 2011 11:04:49 +0100 While listening to the same words we all hear different things... http://www.pensionsguru.info/beemail/1aug11.html 351A338D-0D35-4571-B19F-E01325F120B7 Mon, 1 Aug 2011 13:50:41 +0100 The most important issue in pensions has nothing to do with pensions... http://www.pensionsguru.info/beemail/28jul11.html 2FC28C37-CCF0-4367-9C29-E5DC4E2F5134 Thu, 28 Jul 2011 12:06:40 +0100 Why is landing on Mars more likely than a simplified pension system? http://www.pensionsguru.info/beemail/22jul11.html B85ACAF4-1911-47EC-AEF3-6C41686297A8 Fri, 22 Jul 2011 15:51:36 +0100 Tax relief and pensions .... http://www.pensionsguru.info/beemail/8jul11.html D537D271-E33D-4A19-9A01-B85DDB90B1AB Fri, 8 Jul 2011 13:33:57 +0100 Good news about pensions? Don't make me laugh... http://www.pensionsguru.info/beemail/1jun11.html A94BCA1D-4C23-4550-80C8-9659B81CC2C1 Wed, 1 Jun 2011 15:33:32 +0100 Shock tactics from the Government? http://www.pensionsguru.info/beemail/25may11.html 7DB83CB0-7369-42D2-84B9-43D73BA6D5C3 Wed, 25 May 2011 12:06:02 +0100 Back in December 1926 Agatha Christie sort of went AWOL for a couple of weeks. There's no mystery ... http://www.pensionsguru.info/beemail/24may11.html 137A47F4-325D-467A-A68F-3B008F55D9A2 Tue, 24 May 2011 12:04:23 +0100 I never thought I’d see the day... http://www.pensionsguru.info/beemail/16mar11.html CE9D1123-84F0-48B9-87E9-A94CF5884D35 Mon, 21 Mar 2011 22:33:29 +0000 The eagle has landed... http://www.pensionsguru.info/beemail/3mar11.html DE4427BD-261E-4F74-A8A7-A739BA295D6A Thu, 3 Mar 2011 16:45:45 +0000 We haven’t got a pension crisis; we’ve got three of them... http://www.pensionsguru.info/beemail/28feb11.html 67704583-8D1E-4CA4-9ACC-60DD8F55EC5B Mon, 28 Feb 2011 16:40:41 +0000 There's such a lot happening in pensions right now it's hard to know what to write about... http://www.pensionsguru.info/beemail/23feb11.html 4520F6E9-782D-4806-88B5-CC3F5D870DAA Wed, 23 Feb 2011 14:50:43 +0000 Public sector pensions are changing... http://www.pensionsguru.info/beemail/21feb11.html D8BB3183-B139-4A27-9E87-5126F2E90189 Mon, 21 Feb 2011 16:43:54 +0000 HMRC on Scottish tax and pensions... http://www.pensionsguru.info/beemail/17feb11.html B7F18E1E-4BC6-4054-B844-65E8A822A68C Thu, 17 Feb 2011 17:22:00 +0000 Today's the day! http://www.pensionsguru.info/beemail/8feb11.html 7058FF67-1A05-4715-AC63-62778AB886F0 Tue, 8 Feb 2011 16:37:58 +0000 Compliance with the new pension reforms may not be quite what people imagine... http://www.pensionsguru.info/beemail/7feb11.html C266E589-B043-487E-BF7C-8B7DE7F81FA3 Mon, 7 Feb 2011 14:01:31 +0000 Changes on the way for annuities? http://www.pensionsguru.info/beemail/1feb11.html 9F887A5C-7105-4D97-997A-122C60DD2E3F Tue, 1 Feb 2011 16:05:29 +0000 It's Friday; why be serious? http://www.pensionsguru.info/beemail/28jan11.html 9D5F03C6-101E-4070-9FA2-BFBF9D1EED2D Fri, 28 Jan 2011 12:01:21 +0000 Start spreading the news ..... http://www.pensionsguru.info/beemail/25jan11.html 696D947A-BF36-440C-B0A2-2E9BAD3EF529 Tue, 25 Jan 2011 13:25:36 +0000 Could the new pension reforms be changed? http://www.pensionsguru.info/beemail/18jan11.html 0A059A6B-B1FA-4D0D-B96B-34A3EB385F21 Tue, 18 Jan 2011 13:52:16 +0000 Getting older, but getting wiser? http://www.pensionsguru.info/beemail/14jan11.html 0676990C-ECCA-4366-B554-F2445F968934 Fri, 14 Jan 2011 14:07:04 +0000 Some penny-dropping facts about small businesses and pensions... http://www.pensionsguru.info/beemail/10jan11.html B138EE6F-2B71-47BE-AD12-333852DA2968 Mon, 10 Jan 2011 21:13:55 +0000 The speed at which our life expectancy is increasing is getting silly... http://www.pensionsguru.info/beemail/6jan11.html 6C4AE731-E445-48B0-9D9D-7EF1156B0F57 Thu, 6 Jan 2011 21:57:50 +0000 Up to date information on the National Employment Savings Trust (NEST). Not to be missed. http://www.pensionsguru.info/beemail/5jan11.html 37BB5D97-C97F-4BA0-82CD-322E36890E84 Wed, 5 Jan 2011 12:10:41 +0000 The start of a new year on JargonFreePensions... http://www.pensionsguru.info/beemail/4jan11.html F06A4C44-290B-437B-ACC4-98D596C8C899 Tue, 4 Jan 2011 15:18:42 +0000 All the latest pension information from HMRC... http://www.pensionsguru.info/beemail/22dec10.html 6E10D24D-7BEF-4551-963A-2D850716F062 Wed, 22 Dec 2010 21:19:56 +0000 New draft guidance from HMRC... http://www.pensionsguru.info/beemail/21dec10.html 1B76A6E2-3E76-4AA7-8349-927600D45D1F Tue, 21 Dec 2010 13:53:13 +0000 Can pensions ever be simplified? http://www.pensionsguru.info/beemail/15dec10.html B5709AD6-536C-4EDD-AAA2-9504B3FDEF1D Wed, 15 Dec 2010 16:37:20 +0000 Final rules on the removal of the Age-75 annuitisation requirement... http://www.pensionsguru.info/beemail/13dec10.html 23369139-5B0B-4E11-8DF0-040C3D64813D Mon, 13 Dec 2010 15:50:23 +0000 Some stories need to be told ... http://www.pensionsguru.info/beemail/10dec10.html 43117786-DA9D-4964-8746-BCAF52335A8C Fri, 10 Dec 2010 20:05:17 +0000 The Age-75 rule will go from April 2011... http://www.pensionsguru.info/beemail/9dec10.html 79676663-A08D-47E2-871C-F2DAF3F20B5B Thu, 9 Dec 2010 17:09:18 +0000 Employers need to start thinking about the pension reforms sooner rather than later... http://www.pensionsguru.info/beemail/1dec10.html 0FC3ED0B-04B2-44E5-98B9-111B9063699E Wed, 1 Dec 2010 15:42:05 +0000 Why the ‘cost’ of a pension scheme isn’t even the half of it... http://www.pensionsguru.info/beemail/26nov10.html 44776237-ADCF-48D6-9972-6B181001ECEA Mon, 29 Nov 2010 15:43:38 +0000 Annuities explained in the rain... http://www.pensionsguru.info/beemail/26nov10.html B87F9CED-EAA5-4551-A674-6DD3D797C3A9 Fri, 26 Nov 2010 16:35:27 +0000 The most important issue in pensions today... http://www.pensionsguru.info/beemail/22nov10.html 8EF6966A-46D0-4118-90F3-E1A7A30884CE Mon, 22 Nov 2010 11:52:08 +0000 Salary sacrifice is not always the easiest thing for people to understand... http://www.pensionsguru.info/beemail/20nov10.html FCC5A37C-F557-48D0-B3DB-13AD0A529FB1 Fri, 19 Nov 2010 14:43:46 +0000 Latest gems of pension wisdom from the HMRC people... http://www.pensionsguru.info/beemail/17nov10.html 2B2216FB-440D-4181-8554-B24C559F35D5 Wed, 17 Nov 2010 11:37:56 +0000 Here it is; straight from the Windy City... http://www.pensionsguru.info/beemail/12nov10.html 029DBA0F-3694-4BE1-9F69-40DA96B22982 Fri, 12 Nov 2010 15:47:39 +0000 The airwaves are buzzing once more with the latest edition of Retirement Radio. This time the BCC's views on auto-enrolment... http://www.pensionsguru.info/beemail/10nov10.html 23BEAE9C-4EB6-45FC-A70C-FA00311F7CB2 Wed, 10 Nov 2010 13:10:52 +0000 Money in a pension should be like money in the bank... http://www.pensionsguru.info/beemail/9nov10.html BC5192ED-A33D-4ABA-89EC-41E013D93132 Tue, 9 Nov 2010 10:20:04 +0000 It’s not all doom and gloom on pensions... http://www.pensionsguru.info/beemail/8nov10.html D096EAA0-D1E4-4580-8FF6-DAC0878BABDC Mon, 8 Nov 2010 15:47:28 +0000 Here's a funny one... http://www.pensionsguru.info/beemail/3nov10.html F52B8656-1330-4DAF-8895-D4A6E882ABF9 Mon, 1 Nov 2010 13:20:31 +0000 At last! The auto-enrolment review's recommendations... http://www.pensionsguru.info/beemail/29oct10.html 957FA140-AF9A-45B0-97F3-A095A4ABF8E3 Fri, 29 Oct 2010 16:21:48 +0100 Auto-enrolment and NEST get the go ahead... http://www.pensionsguru.info/beemail/21oct10.html 8258401D-D386-4854-9189-A21A6615306E Thu, 21 Oct 2010 10:54:56 +0100 A good pension can cost as much as a house... http://www.pensionsguru.info/beemail/20oct10.html 6919BB34-42BC-4B8F-9932-5BABB2A94537 Wed, 20 Oct 2010 10:10:55 +0100 More ch-ch-changes on the pensions front. No change there then... http://www.pensionsguru.info/beemail/15oct10.html 1643FE84-0F84-435E-BA4F-72A73602BDD3 Fri, 15 Oct 2010 16:41:30 +0100 Latest update from HMRC on interim post-75 rules. http://www.pensionsguru.info/beemail/8oct10.html 0F3763ED-845A-4013-9476-A1CF0E1263B7 Fri, 8 Oct 2010 16:54:05 +0100 Good news on pensions! Things are getting worse... http://www.pensionsguru.info/beemail/6oct10.html 323AB6E7-9C2B-4AE3-996E-7E1EFB1A88A2 Wed, 6 Oct 2010 17:14:57 +0100 If it pays to work it should pay to save... http://www.pensionsguru.info/beemail/1oct10.html 8F52124B-98BF-4264-BB4F-B641E43A617F Fri, 1 Oct 2010 14:09:12 +0100 HMRC Relaxation of tax-free cash restrictions... http://www.pensionsguru.info/beemail/28sep10.html 612DED90-B964-44D7-9A14-674100CE2EC4 Tue, 28 Sep 2010 14:47:50 +0100 Pensions are worrying; but they don’t have to be. Do they..? http://www.pensionsguru.info/beemail/23sep10.html F576C4AF-F3D2-4741-AE14-43AA015B1001 Thu, 23 Sep 2010 16:56:36 +0100 Growing old in the UK ... http://www.pensionsguru.info/beemail/16sep10.html 03730059-B05A-4CA1-A015-5691C43E3871 Thu, 16 Sep 2010 13:39:39 +0100 Unfunded public sector pensions are all over the news these days; here are my views... http://www.pensionsguru.info/beemail/14sep10.html FA9F2491-DB9F-4AA4-8138-F4360E8261D4 Tue, 14 Sep 2010 14:45:27 +0100 Annuities explained by Somerset Maugham... http://www.pensionsguru.info/beemail/10sep10.html 69EB2D2C-5631-470B-9D52-0787DBE74A91 Fri, 10 Sep 2010 14:57:42 +0100 I read the news today, Oh Boy! http://www.pensionsguru.info/beemail/9sep10.html 57317CCB-FA53-4E76-B531-0BFBAA20D25C Thu, 9 Sep 2010 21:36:19 +0100 Back by popular demand! The European pension cartoon tour continues... http://www.pensionsguru.info/beemail/8sep10.html 4FD845AA-CBA6-46A3-AD85-758A4216843B Wed, 8 Sep 2010 10:22:36 +0100 The most important thing I've read on auto-enrolment so far... http://www.pensionsguru.info/beemail/7sep10.html EF77BE15-BC95-470F-9F04-410F875F0FB4 Tue, 7 Sep 2010 13:37:00 +0100 More on the European pensions crisis... http://www.pensionsguru.info/beemail/2sep10.html 2FDF2135-646D-41E2-8F98-B0688BAE16C3 Thu, 2 Sep 2010 17:07:20 +0100 The latest edition of Retirement Radio... http://www.pensionsguru.info/beemail/1sep10.html 2529700E-EC97-4FA5-8498-C176ABB42DD8 Wed, 1 Sep 2010 14:40:26 +0100 Today’s big pension story; hot off the press... http://www.pensionsguru.info/beemail/31aug10.html C842D40F-305B-49F9-AC90-34C8F2E27B74 Tue, 31 Aug 2010 14:15:19 +0100 Here's a funny one... http://www.pensionsguru.info/beemail/27aug10.html 0A68F006-1715-4492-86B6-ADAD35C0BF0E Fri, 27 Aug 2010 14:09:45 +0100 The success of the pension reforms will depend on IFAs http://www.pensionsguru.info/beemail/26aug10.html 37E40940-CB04-44BB-A044-3A7DD50F06FF Thu, 26 Aug 2010 16:10:56 +0100 More changes on the horizon that you probably won’t want to hear about... http://www.pensionsguru.info/beemail/24aug10.html F430143B-A94F-485A-89FF-8860AEA93F88 Tue, 24 Aug 2010 14:04:38 +0100 We’re all living in the future already... http://www.pensionsguru.info/beemail/23aug10.html C8800ABD-5678-4079-AC29-900432312A2F Mon, 23 Aug 2010 16:04:41 +0100 We’re all in this together... http://www.pensionsguru.info/beemail/20aug10.html 2378E371-3CA2-4537-8062-249AF97B5301 Fri, 20 Aug 2010 13:33:28 +0100 The auto-enrolment review. Will NEST go ahead? http://www.pensionsguru.info/beemail/18aug10.html 3A598B65-63AF-4856-95A0-D0709542060D Wed, 18 Aug 2010 13:54:56 +0100 Hope I retire before I get old... http://www.pensionsguru.info/beemail/12aug10.html 4CCE1569-F7F7-4E6D-A89B-3E29D9648841 Thu, 12 Aug 2010 16:02:33 +0100 All pensions have to be paid for by someone, some time... http://www.pensionsguru.info/beemail/9aug10.html 9E4E0510-D14C-4A88-BE13-7A851EFF70CD Mon, 9 Aug 2010 14:26:44 +0100 If you’ve got a minute or two... http://www.pensionsguru.info/beemail/6aug10.html 17D0266F-E6B2-4523-969D-DCD37FE960D2 Fri, 6 Aug 2010 17:10:52 +0100 By popular request ... http://www.pensionsguru.info/beemail/3aug10.html CB0B095F-E5C0-4199-A132-5959E9717377 Tue, 3 Aug 2010 20:31:08 +0100 It's not the banks going bust, it's the population going boom! http://www.pensionsguru.info/beemail/Paying_the_piper_.html 51184BDA-4EF0-4C0E-B704-006E73574410 Mon, 2 Aug 2010 11:05:38 +0100 The State Pension Age is going up and emloyers won't be able to force older people to retire soon... http://www.pensionsguru.info/beemail/29jul10.html 50B300B0-4719-4C88-BDEC-BDD6BC909E00 Thu, 29 Jul 2010 14:08:02 +0100 RPI to CPI: big deal or no big deal? http://www.pensionsguru.info/beemail/27jul10.html 87F3AB33-424D-441C-8AAA-BD2C6E8AF82F Tue, 27 Jul 2010 15:39:39 +0100 Pensions and constant change... http://www.pensionsguru.info/beemail/23jul10.html D4155F95-B722-4834-92A4-C50487C73202 Fri, 23 Jul 2010 13:28:09 +0100 Small details can make a big difference. http://www.pensionsguru.info/beemail/22jul10.html A2910BFD-2BBD-42FE-AAA2-2F78C7B06CFF Thu, 22 Jul 2010 16:34:50 +0100 More worries about pensions ... http://www.pensionsguru.info/beemail/13jul10.html CD3416BC-9257-4D51-ACBD-90BE87CF14E3 Tue, 13 Jul 2010 16:16:04 +0100 How the baby Boomers stole their children’s future and why they should give it back... http://www.pensionsguru.info/beemail/12jul10.html 043B18AD-C621-44F3-8195-693BAF2B4948 Mon, 12 Jul 2010 16:50:41 +0100 Now; where were we .... ? http://www.pensionsguru.info/beemail/8jul10.html 074F52DA-197E-4BAD-9C73-C1220128C3E1 Thu, 8 Jul 2010 15:56:06 +0100 Change or be left out in the cold ... http://www.pensionsguru.info/beemail/30jun10.html ABE83FBA-872E-4CB1-BED1-154E40BAE424 Wed, 30 Jun 2010 12:02:32 +0100 At last! Just what we’ve been waiting to hear... http://www.pensionsguru.info/beemail/28jun10.html 70D1D411-A121-4934-B09D-0E871854D866 Mon, 28 Jun 2010 14:56:00 +0100 There’s nothing new under the sun.... http://www.pensionsguru.info/beemail/24jun10.html 112D9B3B-9D79-46BB-89C7-02065FE92AF9 Thu, 24 Jun 2010 16:20:11 +0100 All the pension bits from today's Budget... http://www.pensionsguru.info/beemail/22jun10.html 5FDD8540-3C9B-42AD-86FC-7CFB2CF5053B Tue, 22 Jun 2010 16:27:20 +0100 Two things. Thanks and maybe you’d like to comment? http://www.pensionsguru.info/beemail/21jun10.html 5B9C3453-1FCC-4C3B-8BAF-D6F185A5EEAF Mon, 21 Jun 2010 15:36:18 +0100 If people lose out through pension saving we'll all lose out... http://www.pensionsguru.info/beemail/17jun10.html A2DD1CC2-4D2D-48F0-A334-26EDD106C042 Thu, 17 Jun 2010 13:10:11 +0100 Once you've read this you'll know all you'll ever need to know about state pensions in the UK... http://www.pensionsguru.info/beemail/15jun10.html FE51AF2D-A14B-4A21-9F0A-605A940CD9F9 Tue, 15 Jun 2010 13:57:54 +0100 What if pensions could be combined with the flexibility of ISAs? Pie in the sky? Maybe not... http://www.pensionsguru.info/beemail/14jun10.html 68D28ED4-186C-44BC-82D6-413F7E54B544 Mon, 14 Jun 2010 14:44:38 +0100 Don’t know much about annuities, Don’t know much about AVCs, Don’t know much about Trustees’ powers, Or even know what a QROPS is for... http://www.pensionsguru.info/beemail/11jun10.html 56521B55-435D-4AFE-B871-70FBEC575B8C Fri, 11 Jun 2010 14:12:11 +0100 Plenty of people these days think their house is their pension, but the chances are it isn’t... http://www.pensionsguru.info/beemail/10jun10.html C4B4690D-3B6D-4A6F-9B63-275352609095 Thu, 10 Jun 2010 14:20:27 +0100 I read the news today, Oh boy..! http://www.pensionsguru.info/beemail/8jun10.html E99781E1-A77C-47CD-A20D-D1F5AD048475 Tue, 8 Jun 2010 14:01:08 +0100 Pensions straight from the horse’s mouth - so to speak... http://www.pensionsguru.info/beemail/Registered_Pension_Schemes_Manual.html 185252D3-B3D2-4DA6-AA0D-8491C04D9825 Mon, 7 Jun 2010 14:29:30 +0100 Pensions and houses are equivalent lifetime purchases; many Baby-Boomers have both... http://www.pensionsguru.info/beemail/3jun10.html 1F1CFA94-3885-4E2B-B936-1D0285B883EF Thu, 3 Jun 2010 16:10:48 +0100 We've sailed past a big landmark! http://www.pensionsguru.info/beemail/2jun10.html F61A05A5-1BD1-4122-9AE0-9234F23BB4EE Wed, 2 Jun 2010 16:16:08 +0100 New individual pension stats from HMRC... http://www.pensionsguru.info/beemail/1jun10.html 24B7D14D-882B-430A-8011-540EA25EF714 Tue, 1 Jun 2010 14:01:00 +0100 Should employers pass on all the risks of pensions? http://www.pensionsguru.info/beemail/27may10.html 1804BE7A-49BA-4F60-953A-00D3D9B17FDD Thu, 27 May 2010 15:14:09 +0100 New rolling pensions and finance news feature on JargonFreePensions... http://www.pensionsguru.info/beemail/26may10.html 196731B7-A1B2-40AE-99FC-BA8CF0628E38 Wed, 26 May 2010 14:48:10 +0100 More positive vibes on pensions ... http://www.pensionsguru.info/beemail/25may10.html 087F7DBC-AEB0-4342-B404-7F65E4A52CD4 Tue, 25 May 2010 16:34:28 +0100 Some certainty on pensions for a change... http://www.pensionsguru.info/beemail/24may10.html 3B0D55F4-468F-4897-A7F9-9F2F05D45F25 Mon, 24 May 2010 15:11:57 +0100 An A to Z just doesn’t work without a K and an X... http://www.pensionsguru.info/beemail/21may10.html 1A7A205C-A15F-4894-B051-323DA488E166 Fri, 21 May 2010 14:56:10 +0100 A piece of history, but the same old story.... http://www.pensionsguru.info/beemail/20may10_02.html 1E8D179C-11D9-4264-A370-130E06DF202D Thu, 20 May 2010 15:36:48 +0100 Full details of the Coalition Government's programme for pensions. http://www.pensionsguru.info/beemail/20may10.html E6C34F9C-342A-491A-80F4-5612B925C0A6 Thu, 20 May 2010 10:50:58 +0100 Has our pension system taken a turn for the worse? http://www.pensionsguru.info/beemail/19may10.html 6CC6B03F-22AC-4229-B788-CAC0E3D64C8D Wed, 19 May 2010 15:47:00 +0100 There are more pension changes on the way... http://www.pensionsguru.info/beemail/18may10.html A45277A6-7240-4CCC-B97D-C8F4390A17CE Tue, 18 May 2010 15:51:48 +0100 Why we should fear inflation ... http://www.pensionsguru.info/beemail/14may10.html 3DCD54E8-25EB-452C-A0EC-E1059261BD84 Fri, 14 May 2010 13:10:16 +0100 Important mention of pensions in today’s coalition document... http://www.pensionsguru.info/beemail/12may10_02.html DC4B4E52-645A-4CC9-B320-E93415ECBA32 Wed, 12 May 2010 16:02:05 +0100 Our Pensions A-Z page is now up and running... http://www.pensionsguru.info/beemail/12may10.html 2275DED4-5AE0-485A-BA58-254D6240019F Wed, 12 May 2010 12:43:14 +0100 What were you doing a billion seconds ago?.. http://www.pensionsguru.info/beemail/11may10.html DFBB86AC-21FF-4735-99B0-D9F9ACD009D0 Tue, 11 May 2010 14:31:28 +0100 We need to accept that ‘pay’ in the future will be part cash, part pension.. http://www.pensionsguru.info/beemail/10may10.html 210E6301-C800-4DA1-8BA4-0F75ED8F0ED5 Mon, 10 May 2010 14:50:56 +0100 Once defined benefit schemes close to new entrants they’re on the road to nowhere. http://www.pensionsguru.info/beemail/6may10.html 6C4FFCD1-170A-47E5-9847-28D1A7EA5B5D Thu, 6 May 2010 12:26:07 +0100 Our unfunded public sector pensions may cost a trillion pounds... http://www.pensionsguru.info/beemail/4may10.html 65E72FD6-60A1-4AA1-90D0-790840745C6D Tue, 4 May 2010 12:32:41 +0100 The trouble with the means-testing problem is that not everyone gets it... http://www.pensionsguru.info/beemail/30apr10.html 423F6332-1F75-477E-BB61-7F44D200EBF4 Fri, 30 Apr 2010 15:36:51 +0100 Pensionsguru T-shirts to be won! http://www.pensionsguru.info/beemail/28apr10.html CBF28547-EF02-49C8-A506-7101C2D7ABEF Wed, 28 Apr 2010 10:45:36 +0100 Three reasons why increasing the State Pension Age is a good way for the state to save money. http://www.pensionsguru.info/beemail/22apr10.html 196229D5-493E-4EEE-8EE1-6EAB715EA035 Thu, 22 Apr 2010 16:50:50 +0100 More developments. http://www.pensionsguru.info/beemail/21apr10.html 9B64503F-7D41-4595-AD6C-B69513C10CCE Wed, 21 Apr 2010 12:45:40 +0100 Great new pension resource. http://www.pensionsguru.info/beemail/19apr10.html E7123665-588E-4E21-B5EB-016A1CE7FD3D Mon, 19 Apr 2010 03:42:56 +0100 A summary of the new reforms and the NEST scheme ... http://www.pensionsguru.info/beemail/16apr10.html 99F6263C-B729-49ED-BD3B-31A98DF965C5 Fri, 16 Apr 2010 11:53:27 +0100 The average age of voters is 46 today and it will soon be 53. Why aren’t pensions higher on the political agenda? http://www.pensionsguru.info/beemail/15apr10.html C33FF2E7-F8DB-458D-BB3F-4E0DD4C010B8 Thu, 15 Apr 2010 13:22:26 +0100 Why pensions are important. This is the Bee-Mail you’ve been waiting for... http://www.pensionsguru.info/beemail/14apr10.html BC4F62D8-0EFC-4A78-B161-455F154CCE5E Wed, 14 Apr 2010 12:39:11 +0100 The main parties’ policies on pensions and a complete list of all the pensions ministers since 1997. This Bee-Mail has it all... http://www.pensionsguru.info/beemail/13apr10.html 6B1FF407-4AB7-4A62-9101-44E0CF4C17FA Tue, 13 Apr 2010 13:20:36 +0100 Changes to the Basic State Pension ... http://www.pensionsguru.info/beemail/9apr10.html F2167A01-AC26-4EA6-8858-C5D6CDDD5E19 Fri, 9 Apr 2010 12:22:46 +0100 More discussion on the NEST front... http://www.pensionsguru.info/beemail/8apr10.html 06A8419A-855A-46C4-A41A-65DB1AB2014F Thu, 8 Apr 2010 12:30:30 +0100 Our state pensions are unfunded as are many of the occupational pensions for public sector employees. Why? http://www.pensionsguru.info/beemail/1apr10.html 523A66E2-3894-4906-B5CA-322CB57AC9D4 Thu, 1 Apr 2010 11:19:31 +0100 Amongst other things (tea and tweeting, mainly) it's the fourth anniversary of A-Day next week... http://www.pensionsguru.info/beemail/31mar10.html D8DDF3B2-7E08-486E-8729-8AFD262F0149 Wed, 31 Mar 2010 13:11:50 +0100 Latest pension update from HMRC... http://www.pensionsguru.info/beemail/30mar10.html 4CDC9ECF-EAE3-4E18-9104-6AB97E5120AA Tue, 30 Mar 2010 12:52:08 +0100 More views and comments on pensions following last week’s Budget... http://www.pensionsguru.info/beemail/29mar10.html 103F6BF1-2523-420E-834E-1ED60322A707 Mon, 29 Mar 2010 11:59:00 +0100 Did you know that one quarter of all the human beings who have ever lived were alive in the 20th century? http://www.pensionsguru.info/beemail/26mar10.html 046586D9-B2E0-455C-BA75-DA6A234C69E1 Fri, 26 Mar 2010 12:40:25 +0000 More words of wisdom on yesterday's Budget... http://www.pensionsguru.info/beemail/25mar10.html 9F28FA61-4B36-4CDB-BD21-0B06BB35A16A Thu, 25 Mar 2010 13:16:44 +0000 No nasty shocks on pensions in the Budget, but some new detail on the tax relief for high earners... http://www.pensionsguru.info/beemail/24mar10.html 106A7C43-8134-4025-AC55-DC81D49A7B78 Wed, 24 Mar 2010 22:04:14 +0000 If we're going to be speaking to employers we'll need jargon-free pensions... http://www.pensionsguru.info/beemail/19mar10.html CF740513-C550-4C94-9495-60EBAB353878 Fri, 19 Mar 2010 15:07:19 +0000 With pensions the questions are easy, it's the answers that are hard. http://www.pensionsguru.info/beemail/18mar10.html EB7A04FD-1A83-46E4-8DB6-15E90FD91CC3 Thu, 18 Mar 2010 17:37:59 +0000 It seems to me that no-one is likely to get a charge of 0.3% from the NEST scheme until the Government loans have washed through the system. That could take decades and will make the already difficult decisions employers must make post-2012 even more difficult... http://www.pensionsguru.info/beemail/17mar10.html BAB4BDED-B621-4CB2-BF71-72365B935342 Wed, 17 Mar 2010 16:57:28 +0000 Deadline looming for voluntary Class 3 National Insurance payments... http://www.pensionsguru.info/beemail/15mar10.html F83E56AC-4E00-47E4-BD68-82C9DE709811 Mon, 15 Mar 2010 15:36:42 +0000 Funded pensions in the UK have been enormously successful when compared to the rest of Europe, but the job's only half done. http://www.pensionsguru.info/beemail/11mar10.html 83DAE16C-186A-4E13-954B-67185E8FAA76 Thu, 11 Mar 2010 15:53:08 +0000 This Bee-Mail covers many of the issues I’ve been speaking about at my latest seminars - you may like to read it instead of listening to it; who knows? http://www.pensionsguru.info/beemail/10mar10.html 5D1DBD89-9761-41ED-9F52-FD6A41AB35EB Wed, 10 Mar 2010 13:59:33 +0000 Details of the last Notional Earnings Cap that HMRC will publish... http://www.pensionsguru.info/beemail/8mar10.html 4C3CB7D6-4A20-46BE-980E-7756ECE9818F Mon, 8 Mar 2010 14:37:05 +0000 Pensions are good because they're EET (well EE(ish)T anyway). In fact, bits of pensions are EEE - which is as good as it gets. Confused? http://www.pensionsguru.info/beemail/3mar10.html 8246EF94-02C0-4302-B84A-DCE56ABB3AFB Wed, 3 Mar 2010 13:49:59 +0000 As pension schemes switch from Defined Benefit to Defined Contribution should we be worried? http://www.pensionsguru.info/beemail/1mar10.html 93793AC2-F67F-4E34-AEB7-53F304A0996B Mon, 1 Mar 2010 12:11:15 +0000 New feature on Jargon-Free Pensions. The first edition of Retirement Radio with Steve Bee interviewing Nigel Waterson, the Shadow Minister for Work and Pensions. http://www.pensionsguru.info/beemail/26feb10.html 806015F4-525C-44E6-833E-2EE3BE7BDFE3 Fri, 26 Feb 2010 13:13:45 +0000 Will the State Pension Age go up to 70? http://www.pensionsguru.info/beemail/25feb10.html 6FB9538A-E5DE-4252-B027-CDE7365CB7E8 Thu, 25 Feb 2010 16:21:24 +0000 800,000 pensioners are missing out on money they are rightfully entitled to. You could help them with a couple of mouse-clicks... http://www.pensionsguru.info/beemail/24feb10.html C711C5F1-4B88-4F03-B0BA-7888C6A8DBF7 Wed, 24 Feb 2010 13:34:36 +0000 Our Tier 1, Tier 2, Tier 3 simple pension system is about to change to a more complex Tier 1, Tier 2, Tier 2½, Tier 3 system. If that sounds at all confusing you may find this Bee-Mail a bit on the useful side... http://www.pensionsguru.info/beemail/23feb10.html 78343CA7-9384-48D0-9C1B-0E0A302861F5 Tue, 23 Feb 2010 14:59:04 +0000 Could you describe an annuity to someone if you really had to? You may be able to after reading this Bee-Mail... http://www.pensionsguru.info/beemail/18feb10.html 02C78422-176A-42E5-8036-AF46FA18608B Thu, 18 Feb 2010 15:44:48 +0000 Something else to print out and pin on the wall. This time to serve as a reminder of why saving in a pension is so necessary for young people today. http://www.pensionsguru.info/cartoons/18feb10.html ABE7225B-A002-49B7-BC23-245D001E2099 Wed, 17 Feb 2010 15:38:43 +0000 From reading this Bee-mail you will know the commencement date of the Employer Duties which all employers in the UK must comply with under the provisions of Pensions Act 2008. It is the most important Bee-Mail so far. http://www.pensionsguru.info/beemail/16feb10.html 4E9345CE-F778-4EDF-9EFE-7458409E1548 Tue, 16 Feb 2010 12:54:11 +0000 The final five stages of auto-enrolment... http://www.pensionsguru.info/beemail/12feb10.html 931E6F62-104E-4EE4-8C61-DEE20F7EEB5E Fri, 12 Feb 2010 15:48:41 +0000 Well, it had to happen sooner or later I suppose - our servers crashed last night due to unprecedented demand. Read the full story... http://www.pensionsguru.info/beemail/11feb10.html 2A78BBFB-4F42-40DA-9515-14ED02CBDCCF Thu, 11 Feb 2010 13:08:21 +0000 Are you a yo-yo saver? Read on... http://www.pensionsguru.info/cartoons/11feb10.html 394529E0-05F7-4977-A1BE-246F1750B828 Wed, 10 Feb 2010 14:15:16 +0000 It’s time for discussions between employers, employees and advisers to start on pension schemes in the run up to 2012. http://www.pensionsguru.info/beemail/9feb10.html 812A2EFE-8BD5-431C-BC43-4ADD02C81E1D Tue, 9 Feb 2010 11:31:00 +0000 My top 5 things that every employer should know about the 2012 pension reforms... http://www.pensionsguru.info/beemail/8feb10.html 87972D9D-BF72-4495-B296-99D920433587 Mon, 8 Feb 2010 14:08:43 +0000 This will explain the new pension reforms in under one minute! http://www.pensionsguru.info/beemail/3feb10.html 5BFEDCA0-74C8-4316-82B3-9C18D48BAB28 Wed, 3 Feb 2010 14:26:04 +0000 Everything you need to know about when small employers will have to start auto-enrolling their employees into Qualifying Workplace Pension Schemes. You lucky people... http://www.pensionsguru.info/beemail/2feb10.html 00B6832B-D579-470A-98CF-D5B4261E788E Tue, 2 Feb 2010 10:26:45 +0000 Find out exactly who the randomly selected micro-employers (who will get to implement the new pension rules early) will be... http://www.pensionsguru.info/beemail/1feb10.html F1FF6DF2-F688-4CBF-B667-CC5D21FE6188 Mon, 1 Feb 2010 14:53:26 +0000 We live in the Information Age. People will no longer accept pensions they simply cannot understand. http://www.pensionsguru.info/beemail/28jan10.html EA7A94AD-1550-41A6-964A-7B28927789C5 Thu, 28 Jan 2010 14:34:31 +0000 You lucky people! HMRC just updated their Registered Pension Schemes Manual - plenty of stuff on the Special Annual Allowance to pore over! http://www.pensionsguru.info/beemail/27jan10.html 9C1B7997-EBD3-4D88-B4A1-51E66D21D088 Wed, 27 Jan 2010 23:55:37 +0000 The phasing-in of the new pension laws came up in Parliament yesterday... http://www.pensionsguru.info/beemail/26jan10.html 2880DB06-3A01-4F75-96AD-FC7F6411D040 Tue, 26 Jan 2010 16:05:59 +0000 At last! Details of when employers will be required to start pension schemes after 2012. You already know that large employers will go first and micro employers will go last, but you will be amazed by the detail... http://www.pensionsguru.info/beemail/25jan10.html 849659E1-F7E4-4E3A-90D8-BF7C78592F54 Mon, 25 Jan 2010 12:07:30 +0000 To prove that we do follow the times on JargonFreePensions, here's a few of the golden moments brought to life in glorious technicolor - well almost .... http://www.pensionsguru.info/beemail/22jan10.html 3867671F-B092-4D86-8CC3-5B05384C6707 Fri, 22 Jan 2010 14:35:42 +0000 The first Bee-Mail. Pensions will never be the same again! http://www.pensionsguru.info/beemail/21jan10.html 51D8C78E-E547-4B6A-ADE4-45519F4D5604 Thu, 21 Jan 2010 08:40:21 +0000